About Us

Arthur C. Czaja

After graduating DePaul University College of Law magna cum laude, Arthur started his own solo practice on the Northwest side of Chicago focusing on real estate transactions, real estate litigation, bankruptcy and mortgage foreclosure defense. Arthur has also served as co-counsel in numerous consumer class action lawsuits involving improper mortgage servicing practices and consumer debt collection abuses. Arthur has done what some said was impossible and has defended and won several mortgage foreclosure cases for his clients. He has represented hundreds of homeowners in Illinois in the defense of mortgage foreclosure actions and in restructuring and eliminating their debt through Bankruptcy. Arthur has successfully represented clients at the Trial Court and Appellate Court levels, including securing a victory for his client, the defendant-homeowner in a mortgage foreclosure case, in the published decision from the Illinois First District Appellate Court in Banco Popular North America v. Gizynski, 2015 IL App (1st) 142871 and on behalf of a condominium association in Andersonville South Condominium Ass'n v. Federal National Mortgage Co., 2017 IL App (1st) 161875. Arthur has been named a Rising Star by Super Lawyer magazine (an award given to no more than 2.5% of all lawyers in Illinois) in 2014, 2016 and 2017. He has also been named an Emerging Lawyer by Leading Lawyer publication (an award given to no more than 2.0% of all lawyers in Illinois) in 2015, 2016 and 2017. Married to his high school sweetheart, they live in Mount Prospect, IL with their three beautiful children. When he is not working, Arthur enjoys spending time with his family and playing golf.  

We are currently investigating issues involving the following entities and business practices:

  1. DITECH FINANCIAL, LLC;
  2. NATIONSTAR MORTGAGE, LLC;
  3. OCWEN LOAN SERVICING, LLC;
  4. CALIBER HOME LOANS; 
  5. CHAMPION MORTGAGE COMPANY; 
  6. Fair Debt Collections Practices Act;
  7. Real Estate Settlement and Procedures Act (RESPA); 
  8. Truth in Lending Act (TILA);
  9. Force-placed insurance;
  10. Late fees charged to your mortgage account;
  11. Judicial foreclosure sales;
  12. Reverse mortgage loans;
  13. FHA insured mortgage loans 



If you live in Illinois and have an issue with any of the above companies or business practices and would like to discuss your situation, please give us a call.